:root {
    --cfa-primary: #173F7A;
    --cfa-secondary: #0F2C56;
    --cfa-accent: #F6B019;
    --cfa-border: #DDE8F6;
    --cfa-text: #344256;
    --cfa-muted: #66758A;
    --cfa-card: #FFFFFF;
    --cfa-shadow-sm: 0 10px 28px rgba(17, 55, 111, .08);
    --cfa-shadow-md: 0 20px 50px rgba(17, 55, 111, .14);
}

.fade-up {
    opacity: 0;
    transform: translateY(24px);
    transition: opacity .55s ease, transform .55s ease;
}

.fade-up.is-visible {
    opacity: 1;
    transform: translateY(0);
}

.fade-up--delay {
    transition-delay: .14s;
}

.fade-up--delay-2 {
    transition-delay: .28s;
}

.cfa-page {
    background:
        radial-gradient(circle at top left, rgba(246, 176, 25, .08), transparent 26%),
        linear-gradient(180deg, #FFFFFF 0%, #F9FBFF 34%, #FFFFFF 100%);
}

.cfa-shell {
    padding: 20px 0 56px;
}

.cfa-breadcrumb {
    display: flex;
    flex-wrap: wrap;
    gap: 10px;
    align-items: center;
    margin-bottom: 16px;
    color: var(--cfa-muted);
    font-size: .88rem;
}

.cfa-breadcrumb a {
    color: var(--cfa-muted);
}

.cfa-breadcrumb a:hover {
    color: var(--cfa-primary);
}

.cfa-layout {
    display: grid;
    grid-template-columns: minmax(0, 1.78fr) minmax(300px, .92fr);
    gap: 26px;
    align-items: start;
}

.cfa-main {
    min-width: 0;
}

.cfa-tag {
    display: inline-flex;
    padding: 7px 14px;
    border-radius: 999px;
    background: var(--cfa-accent);
    color: #FFFFFF;
    text-transform: uppercase;
    letter-spacing: .08em;
    font-size: .78rem;
    font-weight: 700;
    margin-bottom: 12px;
}

.cfa-head h1 {
    margin: 0;
    color: var(--cfa-primary);
    font-size: clamp(2rem, 3.05vw, 3.45rem);
    line-height: 1.12;
    max-width: 860px;
}

.cfa-subtitle {
    margin: 12px 0 0;
    color: var(--cfa-secondary);
    font-size: 1.36rem;
    line-height: 1.35;
    font-weight: 700;
}

.cfa-meta {
    margin-top: 18px;
    display: flex;
    flex-wrap: wrap;
    align-items: center;
    gap: 14px;
    color: var(--cfa-muted);
}

.cfa-author {
    display: flex;
    align-items: center;
    gap: 10px;
}

.cfa-author img {
    width: 46px;
    height: 46px;
    border-radius: 50%;
    object-fit: cover;
    border: 2px solid #FFFFFF;
    box-shadow: var(--cfa-shadow-sm);
}

.cfa-author span {
    color: var(--cfa-text);
    font-size: .95rem;
}

.cfa-dot {
    width: 1px;
    height: 18px;
    background: var(--cfa-border);
}

.cfa-hero {
    margin-top: 18px;
    border-radius: 24px;
    overflow: hidden;
    box-shadow: var(--cfa-shadow-md);
    border: 1px solid var(--cfa-border);
}

.cfa-hero img {
    width: 100%;
    display: block;
}

.cfa-highlight {
    margin-top: 16px;
    border: 1px solid #F3D28E;
    border-radius: 12px;
    background: #FFF9EC;
    padding: 12px 14px;
    display: grid;
    grid-template-columns: 32px 1fr;
    gap: 10px;
    align-items: start;
}

.cfa-highlight i {
    color: #D99200;
    font-size: 1.2rem;
    margin-top: 2px;
}

.cfa-highlight p {
    margin: 0;
    color: #6B4A0A;
    line-height: 1.7;
    font-weight: 600;
}

.cfa-section {
    margin-top: 20px;
}

.cfa-section h2 {
    margin: 0;
    color: var(--cfa-primary);
    font-size: clamp(1.55rem, 2.1vw, 2.1rem);
    line-height: 1.2;
}

.cfa-section p {
    margin: 10px 0 0;
    color: var(--cfa-text);
    line-height: 1.8;
}

.cfa-emphasis {
    color: var(--cfa-secondary);
    font-weight: 700;
}

.cfa-pathway-grid {
    margin-top: 12px;
    display: grid;
    grid-template-columns: repeat(2, minmax(0, 1fr));
    gap: 12px;
}

.cfa-pathway-card {
    border: 1px solid var(--cfa-border);
    border-radius: 14px;
    background: #FFFFFF;
    padding: 14px;
}

.cfa-pathway-card h3 {
    margin: 0;
    color: var(--cfa-primary);
    font-size: 1.08rem;
}

.cfa-pathway-card p,
.cfa-pathway-card li {
    color: var(--cfa-text);
    line-height: 1.7;
}

.cfa-pathway-card ul {
    margin: 10px 0 0;
    padding-left: 18px;
}

.cfa-pathway-card--accent {
    border: 1px solid #F1D191;
    background: linear-gradient(180deg, #FFFFFF 0%, #FFF9EC 100%);
}

.cfa-amount-box {
    margin-top: 12px;
    border: 1px dashed #A8C0E2;
    background: #F8FBFF;
    border-radius: 10px;
    padding: 10px;
}

.cfa-amount-box strong {
    color: var(--cfa-primary);
    font-size: .9rem;
}

.cfa-amount-box ul {
    margin: 8px 0 0;
}

.cfa-income-row {
    margin-top: 10px;
    display: grid;
    grid-template-columns: repeat(2, minmax(0, 1fr));
    gap: 10px;
}

.cfa-income-row div {
    border: 1px solid var(--cfa-border);
    border-radius: 10px;
    background: #FFFFFF;
    padding: 10px;
}

.cfa-income-amt {
    display: block;
    color: var(--cfa-primary);
    font-size: 1.35rem;
    font-weight: 800;
    line-height: 1.1;
}

.cfa-income-row p {
    margin-top: 6px;
    font-size: .9rem;
    line-height: 1.45;
}

.cfa-note {
    margin-top: 10px;
    border-radius: 10px;
    border: 1px solid #F1D191;
    background: #FFF4DF;
    color: #7D5100;
    padding: 10px;
    font-size: .92rem;
    line-height: 1.55;
    font-weight: 600;
}

.cfa-note i {
    margin-right: 6px;
}

.cfa-source-grid {
    margin-top: 12px;
    display: grid;
    grid-template-columns: repeat(2, minmax(0, 1fr));
    gap: 12px;
}

.cfa-source-card {
    border: 1px solid var(--cfa-border);
    border-radius: 14px;
    background: #FFFFFF;
    padding: 14px;
}

.cfa-source-card h3 {
    margin: 0;
    color: var(--cfa-primary);
    font-size: 1.06rem;
}

.cfa-source-card h3 i {
    color: var(--cfa-accent);
    margin-right: 6px;
}

.cfa-source-card p {
    margin-top: 8px;
}

.cfa-source-card ul {
    margin: 8px 0 0;
    padding-left: 18px;
}

.cfa-source-card li {
    color: var(--cfa-text);
    line-height: 1.65;
}

.cfa-trio-grid {
    margin-top: 12px;
    display: grid;
    grid-template-columns: repeat(3, minmax(0, 1fr));
    gap: 12px;
}

.cfa-mini-card {
    border-radius: 14px;
    border: 1px solid var(--cfa-border);
    background: #FFFFFF;
    padding: 14px;
}

.cfa-mini-card h3 {
    margin: 0;
    color: var(--cfa-primary);
    font-size: 1.04rem;
    line-height: 1.4;
}

.cfa-mini-card h3 i {
    margin-right: 6px;
}

.cfa-mini-card ul {
    margin: 10px 0 0;
    padding-left: 18px;
}

.cfa-mini-card li {
    color: var(--cfa-text);
    line-height: 1.65;
    margin-bottom: 5px;
}

.cfa-mini-card--warn {
    border-color: #F4C1BA;
    background: #FFF7F5;
}

.cfa-mini-card--warn h3 {
    color: #A04536;
}

.cfa-mini-card--ok {
    border-color: #BFE2CA;
    background: #F5FBF7;
}

.cfa-mini-card--ok h3 {
    color: #2F7A52;
}

.cfa-mini-card--quote {
    background: linear-gradient(180deg, #FFFFFF 0%, #F8FBFF 100%);
}

.cfa-mini-card--quote p {
    margin-top: 10px;
}

.cfa-sign {
    color: var(--cfa-primary);
    font-family: 'Caveat', cursive;
    font-size: 1.9rem;
    line-height: 1;
    margin-top: 12px;
}

.cfa-bottom-banner {
    margin-top: 20px;
    border-radius: 16px;
    padding: 18px;
    background: linear-gradient(135deg, #12376E 0%, #1B4D94 100%);
    color: #FFFFFF;
    display: flex;
    gap: 16px;
    align-items: center;
    justify-content: space-between;
    box-shadow: var(--cfa-shadow-md);
}

.cfa-bottom-copy {
    flex: 1;
    max-width: 700px;
}

.cfa-bottom-banner h3 {
    margin: 0;
    color: #FFFFFF;
    font-size: 1.24rem;
}

.cfa-bottom-banner p {
    margin: 8px 0 0;
    color: rgba(255, 255, 255, .88);
    line-height: 1.65;
}

.cfa-bottom-actions {
    display: grid;
    gap: 10px;
    min-width: 250px;
    margin-left: auto;
}

.cfa-bottom-actions .btn-primary,
.cfa-bottom-actions .btn-secondary {
    width: 100%;
    justify-content: center;
}

.cfa-bottom-actions .btn-secondary,
.cfa-cta .btn-secondary {
    border: 2px solid rgba(255, 255, 255, .45);
    background: #12376E;
    color: #79FF9D;
    display: inline-flex;
    align-items: center;
    justify-content: center;
    gap: 8px;
}

.cfa-bottom-actions .btn-secondary:hover,
.cfa-cta .btn-secondary:hover {
    background: #0F2C56;
    color: #79FF9D;
    border-color: rgba(255, 255, 255, .62);
}

.cfa-disclaimer {
    margin: 14px 0 0;
    color: var(--cfa-muted);
    font-size: .9rem;
    line-height: 1.65;
    border-top: 1px solid var(--cfa-border);
    padding-top: 12px;
}

.cfa-sidebar {
    position: sticky;
    top: calc(var(--header-height) + 16px);
}

.cfa-card {
    background: var(--cfa-card);
    border: 1px solid var(--cfa-border);
    border-radius: 20px;
    box-shadow: var(--cfa-shadow-sm);
    padding: 20px;
}

.cfa-card + .cfa-card {
    margin-top: 14px;
}

.cfa-card-head {
    display: flex;
    align-items: center;
    gap: 10px;
    border-bottom: 1px solid var(--cfa-border);
    padding-bottom: 12px;
    margin-bottom: 12px;
}

.cfa-card-head i {
    width: 40px;
    height: 40px;
    border-radius: 11px;
    display: grid;
    place-items: center;
    background: #EEF4FF;
    color: var(--cfa-primary);
}

.cfa-card-head h3 {
    margin: 0;
    color: var(--cfa-primary);
    font-size: 1.16rem;
}

.cfa-card p,
.cfa-card li {
    color: var(--cfa-text);
    line-height: 1.7;
}

.cfa-card ul {
    margin: 8px 0 0;
    padding-left: 18px;
}

.cfa-sponsor-eligible {
    list-style: none;
    padding-left: 0;
}

.cfa-sponsor-eligible li {
    position: relative;
    padding-left: 20px;
}

.cfa-sponsor-eligible li::before {
    content: '\2713';
    position: absolute;
    left: 0;
    top: 0;
    color: var(--cfa-primary);
    font-weight: 700;
}

.cfa-card p + p {
    margin-top: 10px;
}

.cfa-checklist {
    display: grid;
    gap: 12px;
}

.cfa-checklist a {
    display: block;
    color: var(--cfa-text);
    line-height: 1.6;
    padding-left: 22px;
    position: relative;
}

.cfa-checklist a::before {
    content: '\f00c';
    font-family: 'Font Awesome 6 Free';
    font-weight: 900;
    position: absolute;
    left: 0;
    top: 1px;
    color: var(--cfa-primary);
    font-size: .82rem;
}

.cfa-cta {
    background: linear-gradient(135deg, #12376E 0%, #1B4D94 100%);
    color: #FFFFFF;
}

.cfa-cta h3,
.cfa-cta p {
    color: #FFFFFF;
}

.cfa-cta p {
    color: rgba(255, 255, 255, .88);
}

.cfa-cta-actions {
    margin-top: 12px;
    display: grid;
    gap: 10px;
}

.cfa-cta .btn-primary,
.cfa-cta .btn-secondary {
    width: 100%;
}

@media (max-width: 1120px) {
    .cfa-layout {
        grid-template-columns: 1fr;
    }

    .cfa-sidebar {
        position: static;
    }
}

@media (max-width: 860px) {
    .cfa-pathway-grid,
    .cfa-source-grid,
    .cfa-trio-grid {
        grid-template-columns: 1fr;
    }

    .cfa-income-row {
        grid-template-columns: 1fr;
    }

    .cfa-bottom-banner {
        flex-direction: column;
        align-items: flex-start;
    }

    .cfa-bottom-copy,
    .cfa-bottom-actions {
        max-width: none;
        width: 100%;
    }
}

@media (max-width: 640px) {
    .cfa-shell {
        padding-top: 18px;
    }

    .cfa-subtitle {
        font-size: 1.15rem;
    }

    .cfa-bottom-actions {
        width: 100%;
    }

    .cfa-bottom-actions .btn-primary,
    .cfa-bottom-actions .btn-secondary {
        width: 100%;
    }
}